A recent deal that stands out to us involved supporting an existing client with the launch of their fifth Subway franchise, arranging a total funding package of £430,000 to bring the new store to life.
By working with HH Business Finance, the client was able to access a blended funding structure tailored to the project. This included a Growth Guarantee Scheme (GGS) loan to fund the leasehold acquisition for the new site. Once this element was secured, we coordinated multiple supplier quotations and structured the remaining funding to ensure transactions were seamless, cost-effective, and aligned with the supplier payment requirements and project timeline.
A finance lease was arranged to pay suppliers directly for equipment and fit-out works, while a commercial loan covered the less tangible costs such as contractor payments, initial stock, training, and marketing.
Using multiple funding products allowed the package to be structured around the project timeline and expected cashflow, enabling the business to launch with minimal upfront capital while preserving working capital for day-to-day operations.
